Stéphanie Croteau
Vice President | CPA auditor, CFA- Phone514.934.3400 ext. 4746
- EmailScroteau@richter.ca
- SocialLinkedin
STRATEGIC, DILIGENT, DEDICATED.
Stéphanie is a diligent and well-rounded professional who serves as a trusted advisor to ultra-high-net-worth families navigating the complexities of their financial structures. Acting as a “quarterback,” she oversees her clients’ financial matters and fosters seamless collaboration with other advisors to enhance each client’s financial landscape.
Her holistic approach enables her to integrate and optimize tax strategies, accounting practices, wealth management, financial management and strategy, governance, and philanthropy, ensuring that every aspect of her clients’ financial well-being is meticulously addressed. With a robust background in accounting and finance, Stéphanie adeptly manages her clients’ financial operations and provides tailored family office solutions.
Dedicated to ensuring intergenerational success, Stéphanie accompanies entrepreneurial families through every phase of their journey, offering strategic guidance that adapts to their evolving needs. Known for her commitment and adaptability, she builds authentic relationships with clients, providing continuous and reliable support. Her work embodies Richter’s commitment to comprehensive, family-centered guidance that addresses both present needs and future ambitions.
FIELDS OF EXPERTISE
- Financial Management of Complex Structures
- Family and Personal Financial Planning
- Next Generation Planning and Implementation
- Cash Management and Banking
- Philanthropy and Governance
- Investment Structure and Accounting
Stéphanie’s Expertise
Giving Back To The Community – Philanthropy
Charitable giving is often an expression of your core values; it represents you and your legacy to the community. It can also be a family project that brings the next generation into the fold in a meaningful way.
Navigating Family Dynamics – Governance
With great wealth comes great responsibilities towards the community, family members and generations to follow. Developing clear governance systems ensures family harmony and, ultimately, intergenerational success.
Creating And Managing Your Wealth
Since inception, we have been driven by independence and objectivity. We are not beholden to one investment solution or limited by the number of investment opportunities available to us.
Preparing Your Next Generation – Financial Literacy Program
Richter’s Financial Literacy program is a customizable way to educate family members around key areas of family wealth and business management.
Estate and Tax Planning to Protect your Legacy
Integrating your tax structuring is crucial for all ultra-high-net-worth families. This includes will planning, the use of trust, estate planning, and investment structure optimization — all of which maximizes tax efficiencies and minimizes the burden on you and the next generations.
Keeping Your Family Safe
Life insurance can be an investment for families to provide liquidity at death or for philanthropic objectives. We help you evaluate if life insurance can meet objectives.
Running your family office
The management and oversight of a family office requires a range of different skillsets similar to the support system of any business. At Richter, we offer a range of C-Suite level services supported by a solid infrastructure to handle operation, finance and reporting of your family office.